We do work with insurance! And you can use your HSA!!
At Mermaid Birth, we are happy to offer a billing service to seek insurance payment for your services.
And we’ve made it very friendly for you to have this kind of care with our flat fee deposit. Please ask more about this at your interview appointment!
It’s so easy to use your benefits when you birth at the Birth Center! Because we have a LICENSED Birth Center, most insurance companies pay on claims just like they would for a hospital birth!
When we put in your insurance info into the insurance billing agency’s website, they call and get your benefit run down and let us know what your insurance will cover and what they will not. Then we can let you know.
Most of the time, the billing agency is able to get good payments for our fees, even for home births!
We use Midwives Advantage Billing Agency to bill and collect for your services and they are amazing to work for! They do all the work and make it very easy for us and you.
Please ask for more info on how to use this service or fill out the paperwork below and give them to your Midwife!
We are out-of-network providers for most insurance companies. We find that we get better payments from insurance companies when we are not contracted to charge specific amounts.
We are in network for Cigna and we do accept U of U insurance. Select Health, Medicaid & PEHP do not work with out of hospital providers at this time but we do have a reduced fee for those who have those carriers. Ask us for more details!
Also, for those with insurance that only covers in network providers, you can request for an in-network exception, because we are the ONLY licensed Birth Center in 30-60 miles of you. But this is only necessary if we find that your insurance company won’t pay out of network providers at all. Most do pay in or out of network.
If you have a very large deductible, having an out-of-hospital birth can be BIG savings.
Just ask us how YOU can SAVE!
Payment received on your behalf, from your insurance company. Reimbursement or any amount due will be settled after payments are all finalized.
Midwives Advantage Billing Service charges a 35% commission on what is collected minus the deductible.
Midwives Advantage is a 3rd party biller. They bill on the client/patient’s behalf.
Your insurance benefit is a contract between you and your insurance company.
Guarantee of payment cannot be made.
Also Medicaid can also be utilized by billing the State for laboratory work, chiropractic care and ultrasound(s). Utilizing these covered services can deduct $225.00 from the total birth fee package.